Welcome to Unnotra Finance Pvt Ltd ("Company", "we", "our", or "us"). By accessing or using our website http://unatra.in and our services, you agree to comply with and be bound by the following terms and conditions ("Terms"). Please read them carefully.

1. Acceptance of Terms

By accessing or using our Website and services, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree to these Terms, please do not use our Website or services.

2. Eligibility

You must be at least 18 years old to use our services. By using our Website, you represent and warrant that you meet this requirement.

3. User Responsibilities

You agree to:

• Provide accurate, current, and complete information when registering or using our services.
• Maintain the confidentiality of your account credentials.
• Notify us immediately of any unauthorized use of your account.

You are responsible for all activities that occur under your account.

4. Use of the Website

You agree not to:

• Use the Website for any unlawful purpose.
• Attempt to gain unauthorized access to any part of the Website or our systems.
• Interfere with the proper functioning of the Website.
• Upload or transmit any viruses or malicious code.

5. Service Terms

Our services, including but not limited to utility account management, billing, and customer support, are subject to additional terms and conditions specific to each service. Please refer to the respective service agreements for detailed information.

6. Intellectual Property

All content on the Website, including text, graphics, logos, and software, is the property of [Your Utility Company Name] or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Privacy Policy

Your use of our Website and services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy [insert link] for more information.

8. Disclaimers

The Website and services are provided on an "as-is" and "as-available" basis. We do not guarantee that the Website will be uninterrupted, error-free, or free from viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by law, Unnotra Finance Pvt Ltd shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Website or services.

10. Indemnification

You agree to indemnify and hold harmless Unnotra Finance Pvt Ltd, its affiliates, officers, agents, and employees from any claims, liabilities, damages, or expenses arising out of your use of the Website or services, your violation of these Terms, or your infringement of any rights of another.

11. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the content or practices of these websites and encourage you to review their terms and policies.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting on the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Kolkata. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Kolkata.

14. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Email: lendico.foundation@gmail.com

Phone: +91-8515926308

Address R/o C/o Sumit Singha, Boardbagan, Jiaganj, Murshidabad, West Bengal, India, 742123.